Auto Accident FAQs

If you’ve been hurt in an auto accident, here are the essential steps to take:

• Seek medical attention immediately, and follow your provider’s instructions.

• Exchange contact and insurance information with the other driver.

• Wait for the Troopers or police, if possible. Law enforcement will document the scene, assign fault, and create an accident report — all crucial for your case.

• Take photos of the scene, your vehicle, and any injuries.

• Notify your insurance company as soon as you can.

• Contact an experienced attorney to understand your legal options.

• Keep a journal describing the accident and your recovery process. This can help support your claim later.

Not necessarily. Compensation can include:

• Economic losses like medical bills and lost wages

• Non-economic damages such as pain, suffering, and emotional distress

Even if your injuries weren’t treated immediately, you may still have a valid claim. An attorney can help assess your situation and advise on the best path forward.

Under Alaska’s comparative fault system, you can still seek compensation even if you were partially at fault. Your settlement will be reduced by your percentage of responsibility. For example, if you’re found 10% at fault, your compensation will be reduced by 10%.
Ben can help highlight the facts that support your claim and minimize your liability.

No. You are not required to accept the initial offer, especially if it feels low.
Insurance companies often try to settle quickly and cheaply. Before agreeing to anything, speak with a personal injury attorney who can evaluate whether the offer reflects the real value of your claim.

Usually, no. Once you sign a settlement release, you typically give up the right to pursue further compensation, even if new injuries are discovered.
That’s why it’s so important to fully understand the scope of your injuries and treatment plan before settling. Always consult an attorney first.

In Alaska, personal injury claims come down to two questions:

1. Who was at fault? (Liability)

2. What are your damages? (Losses and expenses)

You must show that the other driver was negligent and that their actions caused your injuries. Your attorney will gather evidence such as medical records, witness statements, and police reports to help meet the legal standard of proof: “preponderance of the evidence” (51% or more).

Hang on to anything related to your accident, including:

• Insurance letters or emails

• Medical records and bills

• Photos of the crash or injuries

• A personal journal describing your recovery

• Witness names and contact info

Your attorney will let you know what’s most useful for building a strong case.

If the other driver is uninsured or underinsured, your UM/UIM coverage (Uninsured/Underinsured Motorist) may apply. This allows you to make a claim through your own policy. Ben can help you navigate this process and ensure you receive the coverage you’re entitled to.

Severe injuries or fatalities often involve multiple insurance policies. A skilled attorney will investigate all potential sources of compensation and handle any complex coverage issues. These cases are emotionally and legally complex. Ben has the experience to guide families through them with care and diligence.

Yes. Your attorney should:

• Track your accident-related medical charges

• Identify any medical liens (claims placed on your settlement by providers)

• Work to resolve those liens, often at a reduced rate, after your case is settled

This helps ensure your medical expenses are paid and you keep as much of your recovery as possible.